Number and algebra: IB Maths AI SL knowledge organiser
Everything to know about number and algebra on one page: key definitions, the formulas, a worked example, the mistakes to avoid and a checklist of what you should be able to do.
Key definitions
- Standard form
- A number written as a × 10ᵏ with 1 ≤ a < 10 and k an integer.
- Compound interest
- Interest is added to the balance, so each period's interest is earned on a bigger amount.
- Percentage error
- |approximate − exact| ÷ |exact| × 100%.
- Amortisation
- Paying off a loan in regular instalments that cover the interest and part of the amount borrowed.
Key formulas
Formulas marked with a label are given in the exam (we only say so where our formula sheet confirms it). Learn the rest.
| Standard form | \(a\times10^k,\) \(1\le a<10,\ k\in\mathbb Z\) |
| Arithmetic sequenceIn the formula booklet | \(u_n=u_1+(n-1)d\) |
| Arithmetic seriesIn the formula booklet | \(S_n=\tfrac n2\big(2u_1+(n-1)d\big)=\tfrac n2(u_1+u_n)\) |
| Common difference | \(d=u_{n+1}-u_n\) |
| Geometric sequenceIn the formula booklet | \(u_n=u_1r^{n-1}\) |
| Geometric series, \(r\ne1\)In the formula booklet | \(S_n=\frac{u_1(r^n-1)}{r-1}=\frac{u_1(1-r^n)}{1-r}\) |
| Compound interest (\(k\) times a year, \(n\) years, \(r\)%)In the formula booklet | \(FV=PV\left(1+\tfrac{r}{100k}\right)^{kn}\) |
| Depreciation at \(r\)% a year | \(V=V_0\left(1-\tfrac{r}{100}\right)^n\) |
| Exponents & logsIn the formula booklet | \(a^x=b\iff x=\log_ab\) |
| Log facts | \(\log_{10}10^x=x,\) \(\ln e^x=x,\) \(e^{\ln x}=x\) |
| Percentage errorIn the formula booklet | \(\varepsilon=\left|\frac{v_A-v_E}{v_E}\right|\times100\%\) |
| Bounds: a value rounded to the nearest \(u\) lies in \([x-\tfrac u2,\ x+\tfrac u2)\) |
Worked example
$2000 is invested at 3% a year, compounded monthly. Find the value after 5 years, to the nearest cent.
- FV = PV(1 + r/(100k))^(kn) with k = 12, n = 5
- FV = 2000 × (1 + 0.03/12)⁶⁰ = 2000 × 1.0025⁶⁰
Answer: $2323.23
Common mistakes
- Finance: compound-interest formula with regular payments, TVM signs and periods
- Sequences: uₙ vs Sₙ vs n, and rounding n up
- Giving bounds as [value − 0.5×unit, value + 0.5×unit] with the wrong unit of accuracy
- Confusing percentage error with absolute error
More on what examiners see students get wrong: Examiner Insights.
You should be able to…
- Convert numbers to and from the form a × 10ᵏ where 1 ≤ a < 10, and interpret very large and very small quantities in context.
- Recognise an arithmetic sequence from its common difference and use uₙ = u₁ + (n − 1)d to find terms in contexts such as rows of seats.
- Compare simple and compound interest, use the compound interest formula with different compounding periods and check answers with the calculator's finance solver.
- Use the finance solver and a spreadsheet to model annuities and regular-payment investments, comparing the outcomes of different saving plans.
- Solve polynomial equations such as 2x³ − 5x² + x + 3 = 0 with the calculator and decide which roots are valid in a given context.
- Find bounds and percentage error for measured quantities and calculated results, and choose an appropriate degree of accuracy when reporting answers.
The printable sheet

Revise it next
- IB Maths AI SL revision notes: Number and algebra
- Practise number and algebra questions
- Skill Builders
- IB Maths AI SL formula sheet (PDF)
Other IB Maths AI SL topics: Functions · Geometry and trigonometry · Statistics and probability · Calculus · All IB Maths AI SL organisers