Number and algebra: IB Maths AI HL knowledge organiser
Everything to know about number and algebra on one page: key definitions, the formulas, a worked example, the mistakes to avoid and a checklist of what you should be able to do.
Key definitions
- Matrix
- A rectangular array of numbers; an m × n matrix has m rows and n columns.
- Inverse matrix
- A⁻¹ satisfies AA⁻¹ = I; a square matrix has an inverse only if its determinant is not zero.
- Eigenvalue
- A number λ with Av = λv for some non-zero vector v; find it from det(A − λI) = 0.
- Complex number
- z = a + bi with i² = −1; it can also be written in polar form re^(iθ).
Key formulas
Formulas marked with a label are given in the exam (we only say so where our formula sheet confirms it). Learn the rest.
| Standard form | \(a\times10^k,\) \(1\le a<10\) |
| ArithmeticIn the formula booklet | \(u_n=u_1+(n-1)d,\) \(S_n=\tfrac n2\big(2u_1+(n-1)d\big)=\tfrac n2(u_1+u_n)\) |
| GeometricIn the formula booklet | \(u_n=u_1r^{n-1},\) \(S_n=\frac{u_1(r^n-1)}{r-1}=\frac{u_1(1-r^n)}{1-r}\) |
| Sum to infinity, \(|r|<1\)In the formula booklet | \(S_\infty=\frac{u_1}{1-r}\) |
| Compound interestIn the formula booklet | \(FV=PV\left(1+\tfrac{r}{100k}\right)^{kn}\) |
| Percentage errorIn the formula booklet | \(\varepsilon=\left|\frac{v_A-v_E}{v_E}\right|\times100\%\) |
| Exponents & logsIn the formula booklet | \(a^x=b\iff x=\log_ab\) |
| Log lawsIn the formula booklet | \(\log_axy=\log_ax+\log_ay,\) \(\log_a\tfrac xy=\log_ax-\log_ay,\) \(\log_ax^m=m\log_ax\) |
| Change of baseIn the formula booklet | \(\log_ba=\frac{\log_ca}{\log_cb}\) |
| Complex numbersIn the formula booklet | \(z=a+bi=r(\cos\theta+i\sin\theta)=re^{i\theta}=r\,\cis\theta\) |
| Modulus, argument | \(|z|=\sqrt{a^2+b^2},\) \(\arg z=\theta,\) \(\tan\theta=\tfrac ba\ \text{(check quadrant)}\) |
| Products | \(|z_1z_2|=|z_1||z_2|,\) \(\arg(z_1z_2)=\arg z_1+\arg z_2\) |
| Sinusoids: \(A\cos(\omega t)+B\cos(\omega t+\phi)\) = real part of \((A+Be^{i\phi})e^{i\omega t}\), so amplitudes and phases add as complex numbers | |
| 2×2 determinant; inverseIn the formula booklet | \(\det A=ad-bc,\) \(A^{-1}=\frac1{ad-bc}\begin{pmatrix}d&-b\\-c&a\end{pmatrix}\) |
| 3×3 determinant | \(\det A=a\begin{vmatrix}e&f\\h&i\end{vmatrix}\) \({}-b\begin{vmatrix}d&f\\g&i\end{vmatrix}\) \({}+c\begin{vmatrix}d&e\\g&h\end{vmatrix}\) |
More formulas are on the full IB Maths AI HL formula sheet.
Worked example
Find the eigenvalues of A = (2 1; 1 2).
- det(A − λI) = (2 − λ)² − 1 = 0
- 2 − λ = ±1
Answer: λ = 1 or λ = 3
Common mistakes
- Finance on the GDC: signs, months vs years, P/Y and C/Y, and the rounding asked for
- Markov chains: columns, the initial state, the right power of T
- Writing a number in standard form with a coefficient outside 1 ≤ a < 10
- Giving an error interval as an inequality the wrong way round
More on what examiners see students get wrong: Examiner Insights.
You should be able to…
- Convert to and from standard form a × 10ᵏ and calculate with it in scientific and financial contexts, reading calculator notation correctly.
- Recognise a geometric sequence from its common ratio and use uₙ = u₁rⁿ⁻¹ to find terms and when a value is first exceeded.
- Use the finance app to calculate loan repayments, amortization schedules and annuity values, and compare repayment options.
- Plot complex numbers on an Argand diagram and find their modulus and argument, with the argument in radians.
- Find determinants and inverses of 2 × 2 matrices by hand and larger ones with technology, and solve systems of equations in the form AX = B.
- Find the steady state of a regular Markov chain by solving equations or using eigenvectors, and interpret long-term behaviour in context.
The printable sheet

Revise it next
- IB Maths AI HL revision notes: Number and algebra
- Practise number and algebra questions
- Skill Builders
- IB Maths AI HL formula sheet (PDF)
Other IB Maths AI HL topics: Functions · Geometry and trigonometry · Statistics and probability · Calculus · All IB Maths AI HL organisers